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最近Seattle Mortgage Refinance的一些情况

美国最近经济还是不好，失业率挺高的。以下是我知道的目前refinance的最低利率.

30 year fixed, 4.375%

15 year fixed, 3.875%

美国日本90年代房地产低潮时期，利率曾经跌到2%. 美国和日本经济不同，但如果美国经济继续低迷，mortgage rate有可能会保持不变或者进一步下降一点。另外，冬天的时候美国房地产贷款利率一般都比较低。

另外, 可以用 posted by Jian

comments (2)

1# visitor 2010-08-12 12:13
给个tip, 最好月底close, 因为那样可以少住几天interest only的房子.

2# visitor 2010-08-18 21:44
Credit score > 760, no point, no cost, got 4.375%.

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